Commenter Linda came by in the night and
regurgitated a bunch of stale Malkin talking points about the very SCHIP families I mentioned in my last post. Perhaps she was so dazzled by the tiny photo of Ponch that she failed to realize that her comment illustrated my point exactly:
Me: Trashing the parents of brain-injured pre-teens and a toddler with a heart defect is a new low, even for the professional bloviating class. Just goes to show how completely out of useful ideas they are.
Linda brings nary a practical idea or original thought to the thread. It's early, I haven't had my coffee yet, and I grew up listening to this brand of talk-show parroting masquerading as thoughtful discourse. The longer I live, the less patience I have for it. Think I'm being unfair? Let's take a look:
While I certainly can't agree with giving a child a hard time, the point must be made. The families of these children made their choices:
Already we're in trouble. Linda "can't agree with giving children a hard time." Were this a genuine moral stance on her part, that would be the end of her comment. BUT there are extenuating circumstances.
a) The first young man, Graeme, has parents who have resources, they just don't choose to deplete them by providing insurance for their kids. Read the descriptions of their assets - a home (which was recently remodeled), several cars, a business - that's just a few of the listed assets.
They could afford to send their kids to a pricy private school - they jsut didn't want to spend their cash on health insurance. Now, after the accident, they will find insurers don't want their business. Well, that's common - to pass on insuring someone after they've developed health problems. That's why prudent people insure BEFORE they need it.
All that stuff about the family's assets was debunked last week. If Linda needs new, accurate commenting material she can always
try this information:
Soon after the radio address, right-wing bloggers began insisting that the Frosts must be affluent because Graeme and his sister attend private schools (they’re on scholarship), because they have a house in a neighborhood where some houses are now expensive (the Frosts bought their house for $55,000 in 1990 when the neighborhood was rundown and considered dangerous) and because Mr. Frost owns a business (it was dissolved in 1999).
Knowing that, knowing that some people cannot afford insurance (the Frosts were quoted $1200 per month) or cannot get it at any price due to pre-existing conditions, knowing that some insurance companies drop policies as soon as a person gets sick or injured, it seems like Linda could just go back to not giving children a hard time.
b) The girl with the heart defect; her mother had a job with health insurance. She chose to leave it, and take another job without benefits.
Before she had her child. I know Linda must be getting close to offering her plan. Because without that operation, Bethany Wilkerson would be dead.
Life is about choices. I don't feel I have an obligation to protect people against stupid decisions.
Maybe Linda's implying we should just let these folks suffer and die. No, I know. NASA could build a time machine so the uninsured parents of sick kids can go back in time and choose not to have them. Because that would be so much cheaper than paying the medical bills.
Further, the problem with this bill is that it drastically expands the scope of insured to more those earning more than $80k year.
Wow, $80,000 all across the country? Hot damn, we can all board the gravy train.
Oh, wait:
[D]espite the president’s statement that “certain states” make children in families with $83,000 incomes eligible, New York is the only state that has expressed a desire to raise its income limit above $80,000.
You know, New York. The state with most of its population in some big, expensive city. And they're still only just talking about raising the limit.
Nevermind. We're getting to the heart of the matter now:
Nobody likes paying for the premiums. I don't.
Interesting. I would think she would, not only because they offer at least the hope of coverage but because they purchase a little spot on the moral high ground from which one can cast aspersions on those less fortunate.
But, I earn less than the Frost family, and I pay for my health insurance. It isn't great insurance. I pay a lot out-of-pocket. But, I don't expect others to pay for me. I pull my own weight.
Good for Linda. I'm glad at least one among us has the moral fiber not to use any service funded by public money: not health insurance, food stamps, roads, public schools, Fannie Mae mortgage loans, Social Security, PBS, the court system, city buses, fire, police, EMS, libraries nor parks. She doesn't need the National Weather Service to know which way the wind is blowing.
Still no alternative solution for families like the Frosts and Wilkersons, but it's not really about them. It's all about what hardy pioneers Linda and her compatriots are.
But something troubles me. Linda says hers is not great insurance. Prudent people buy
great insurance
before they need it so the out-of-pocket expenses don't bankrupt them case of major illness or injury. God forbid, in all seriousness, that she or any of you should ever find yourself in a medical crisis. But if so, why should people like me, who made the not-stupid decision to be lucky enough to afford great insurance, to pick up the tab for people who decided not to be well-off enough or healthy enough to get the good stuff?
Because it's the right thing to do. Not because I'm made of money or because I think life has to be perfectly fair, but because that's the way it is. Sick people need medical care. Medical care costs money. As a society, we can whine about it and try to wish it away, or we can suck it up and deal.
I choose to deal, even if it costs me a little money. I consider it a mark of character.